Auto Insurance

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We write auto insurance policies for a number of major insurance carriers and will shop around to find you the best rate. Additionally, by taking out other policies with us, such as your life insurance and your homeowners insurance, you can save even more.

What you should know about auto insurance

Here are some questions you should ask whenever shopping for car insurance:

• How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have ahigher deductible and be willing to pay more for repairs.)
• What is the insurance company's level of service and ability to pay claims?
• What discounts are available? (Ask about good driver, multiple policy and student discounts.)
• What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

Why do you need auto insurance?
It's really all about protecting yourself financially.

• If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
• If you or any passengers are injured in an accident, medical costs can be extremely expensive.
• If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
• Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

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